Quickly secure your first online loan in 10 minutes – Apply now

Apply for a loan
Quickly secure your first online loan in 10 minutes – Apply now

Top Benefits



Get a straightforward, fast service on-the-go. One document is all you need



Trust us as your direct lender with a modern approach! Your data stays safe, and we support you in tough times



Easy and quick solutions without leaving home. Money is instantly transferred, with loan extension options

Loan Process


Submit Your Application via App

Enter your application details in the app by filling out the form.


Hold Tight for Decision

Expect a decision in as little as 15 minutes.


Receive money

Obtain your funds, usually taking only one minute to transfer.

Download loan app

Customer Testimonials


Bast S.

Applying for a loan at ineedaloanof100000naira.com.ng was a breeze! The process was fast, easy, and hassle-free. I received the funds I needed in no time. Thank you for providing such efficient service!


Adriaan V.

The customer service at ineedaloanof100000naira.com.ng is top-notch! The representatives were friendly, helpful, and professional. They guided me through the entire loan process and answered all of my questions promptly. I felt well taken care of as a customer.


Lereese B.

ineedaloanof100000naira.com.ng offers competitive interest rates and flexible payment options. I was able to find a loan that suited my financial needs perfectly. I am satisfied with the terms and conditions provided by this company.


Uterius Pierce

The website layout of ineedaloanof100000naira.com.ng is user-friendly and easy to navigate. I had no trouble finding the information I needed and completing my loan application. Everything was straightforward and clear, making the experience stress-free.


Tevoris Andrews

I would highly recommend ineedaloanof100000naira.com.ng to anyone in need of a quick and reliable loan service. They deliver on their promises and provide excellent support throughout the loan process. I am a happy and satisfied customer!

Submit Your Application via App

Enter your application details in the app by filling out the form.

Download loan app

Online loans in Nigeria via BVN

  • Amount ₦5,000 to ₦100,000
  • Term From 30 days including all loan extend
  • Interest rate 0,01% - 1,2% per day
  • Decision 2-5 minutes
  • Age of borrower 18-62 years old
  • Occupation Currently employed or with a stable source of income
  • Location Nigerians that are currently living in the Nigeria
  • What are the requirements National ID, Mobile phone

I Need a Loan of 100 000 Naira - What Should I Know?

When faced with financial emergencies or when you need extra funds for personal or business purposes, a loan of 100,000 Naira can be a lifesaver. Here are some of the benefits of taking out this type of loan:

Quick Access to Funds

Many financial institutions in Nigeria offer fast and easy loan approval processes for small loan amounts like 100,000 Naira. This means that you can access the funds you need in a timely manner to address your financial needs.

  • Minimum Documentation: You may only need to provide basic documents such as identification, proof of income, and bank statements to qualify for a 100,000 Naira loan.
  • Quick Disbursement: Once your loan is approved, the money can be disbursed into your account within a short period, usually within 24 hours.

Flexible Repayment Options

Most lenders offer flexible repayment options for loans of 100,000 Naira, allowing you to choose a repayment plan that suits your financial situation. You can opt for weekly, bi-weekly, or monthly installments based on your income and budget.

Versatile Use of Funds

Whether you need the loan for personal expenses, medical emergencies, education, business ventures, or any other purpose, a loan of 100,000 Naira can be used for a variety of needs. This flexibility makes it a convenient financial solution for many Nigerians.

Build Credit History

By taking out and responsibly repaying a loan of 100,000 Naira, you can improve your credit score and build a positive credit history. This can make it easier for you to access larger loan amounts or other financial products in the future.


In conclusion, a loan of 100,000 Naira in Nigeria can provide you with quick access to funds, flexible repayment options, versatile use of funds, and the opportunity to build your credit history. Before applying for a loan, make sure to compare offers from different lenders to find the best terms and conditions that suit your needs.


I need a loan of 100 000 naira - can I get in Nigeria?

Yes, there are various financial institutions in Nigeria that offer loans of 100,000 naira or more to individuals.

I need a loan of 100 000 naira - what are the requirements?

The requirements may vary depending on the lender, but generally, you may need to provide proof of identity, proof of income, and have a good credit score.

I need a loan of 100 000 naira - how long does it take to get approved?

The approval process can vary, but it typically takes a few days to a week to get approved for a loan of 100,000 naira in Nigeria.

I need a loan of 100 000 naira - what is the interest rate?

The interest rate for a loan of 100,000 naira in Nigeria can range from 5% to 30% depending on the lender and your creditworthiness.

I need a loan of 100 000 naira - what happens if I can't repay?

If you are unable to repay the loan on time, you may incur additional fees and interest charges. It's important to communicate with your lender if you are facing difficulty in repaying the loan.

I need a loan of 100 000 naira - can I get a loan without collateral in Nigeria?

Some lenders in Nigeria offer unsecured loans, meaning you may be able to get a 100,000 naira loan without providing collateral. However, interest rates for unsecured loans may be higher.